imprint
Information in accordance with § 5 TMG
Versicherungsengel is a brand of
DKI Ventures GmbH
Pufendorfstrasse 9
10249 Berlin
germany
Represented by
Lion Dahlenburg and Jonny Kallies
contact
Telephone: +4915888 573852
email: kontakt@versicherungsengel.de
Site: www.versicherungsengel.de
Sales tax identification number in accordance with § 27 a UStG
FROM 366 366 287
Permission in accordance with Section 34d Paragraph 1 Number 2 GewO
Versicherungsengel acts as an insurance broker with permission in accordance with Section 34d (1) (2) of the Trade Code.
Responsible licensing and supervisory authority
Berlin Chamber of Industry and Commerce
Fasanenstraße 85
10623 Berlin
germany
Telephone: +49 30 31510-0
Fax: +49 30 31510-166
email: service@berlin.ihk.de
Verifiability of registrations:
Registration number in the register of brokers:
D-N6C0-HZCXU-83
Available at: www.vermittlerregister.de/www.vermittlerregister.info
Job titles:
Insurance broker with permission in accordance with Section 34 d Paragraph 1 Number 2 Gewerbeordnung (GewO)
Professional regulations:
Section 34 d Trade Code (GewO)
Section 48 b Insurance Supervision Act (VAG)
Sections 59 - 68 Insurance Contract Act (VVG)
Insurance Mediation and Advice Ordinance (VersVermV)
The professional regulations can be found on the homepage operated by the Federal Ministry of Justice and by juris GmbH www.laws-im‒internet.de be viewed and retrieved.
Responsible for content in accordance with § 18 Abs. 2 MStV
Jonny Kallies
Pufendorfstrasse 9
10249 Berlin
Professional liability insurance:
We maintain property loss liability insurance that meets legal requirements.
DISCLAIMER
Liability for content:
The content of our pages was created with great care. However, we cannot guarantee the accuracy, completeness and timeliness of the content. As a service provider, we are only responsible for our own content on these pages in accordance with general laws. As a service provider, however, we are not obliged to monitor transmitted or stored third-party information or to investigate circumstances that indicate illegal activity. Obligations to remove or block the use of information in accordance with general laws remain unaffected. However, liability in this regard is only possible from the time of knowledge of a specific infringement of law. As soon as we become aware of such legal violations, we will remove this content immediately.
Liability for links:
Our website contains links to external websites of third parties over whose content we have no influence. For this reason, we cannot assume any liability for this external content. The respective provider or operator of the pages is always responsible for the content of the linked pages. The linked pages were checked for possible legal violations at the time of linking. Illegal content was not discernible at the time the link was created. However, continuous monitoring of the content of the linked pages is not reasonable without concrete evidence of an infringement of law. If we become aware of legal violations, we will remove such links immediately.
copyright:
The content and works on these pages created by the site operators are subject to German copyright law. Duplication, processing, distribution and any kind of use outside the limits of copyright law require the written consent of the respective author or creator. Downloads and copies of this site are only permitted for private, non-commercial use. Insofar as the content on this site was not created by the operator, the copyrights of third parties are respected. In particular, third-party content is marked as such. Should you nevertheless become aware of a copyright infringement, please notify us accordingly. If we become aware of legal violations, we will remove such content immediately.
Legal validity of these liability exclusions:
These disclaimers are to be regarded as part of the website from which reference was made to this page. If parts or individual formulations of this text do not, no longer or not completely comply with the applicable legal situation, the content and validity of the remaining parts of the document remain unaffected.
Note on the use of gender-specific wording:
For reasons of easier readability and usability, the masculine form is usually used on our pages for all other genders as well.
Information about sustainability risks in financial products
What are sustainability risks?
Sustainability risks (ESG risks) are events or conditions in the three areas of environmental (environment), social (social) and corporate governance, the occurrence of which could have negative effects on the value of the investment or investment. These risks can affect individual companies as well as entire industries or regions.
What are some examples of sustainability risks in the three areas?
Environment: As a result of climate change, an increase in extreme weather events could pose a risk. This risk is also known as physical risk. An example of this would be an extreme dry spell in a specific region. As a result, levels of transport routes such as rivers could fall to such an extent that the transport of goods could be affected.
Social issues: In the social sector, risks could arise, for example, from non-compliance with labor law standards or health protection.
Corporate governance: Examples of corporate governance risks include non-compliance with tax compliance or corruption in companies.
Information on the integration of sustainability risks in consulting activities (Art. 3 TVO)
In order to include sustainability risks in advice, the information provided is taken into account when selecting providers (financial market participants) and their financial products.
Providers who clearly do not have a strategy to incorporate sustainability risks into their investment decisions may not be offered.
As part of the advice, it may be presented separately if taking sustainability risks into account in the investment decision means discernible advantages or disadvantages for the client.
The respective provider provides information on how to take sustainability risks into account in investment decisions by the respective provider with its pre-contractual information. The customer can ask questions about this in advance of a possible transaction.
In order to assess sustainability risks, the financial advisor uses, among other things, additional information from service providers, associations or organizations that specialize in assessing these risks. In principle, even with regard to sustainability risks, the broadest possible diversification of investments in recommended financial products or, if applicable, within a financial product.
Information on taking adverse effects on sustainability factors into account (Art. 4 TVO)
The advice takes into account the most important adverse effects of investment decisions on sustainability factors. This is taken into account on the basis of the information provided by providers on their sustainability and, if applicable, the sustainability of the respective financial product.
(At present, providers can only take account of information to a limited extent on the basis of building up but currently still rudimentary information.)
Information on remuneration policy when taking sustainability risks into account (Art. 5 TVO)
The remuneration for the brokerage of financial products is generally not affected by sustainability risks.
It may happen that providers pay higher fees for taking sustainability risks into account when investing. If this is not contrary to customer interest, the higher remuneration will be accepted.